to provide your house or any other valuables as safety. There isn’t any have to look for a guarantor either.
Merely choose exactly how much you need to borrow and the length of time you need certainly to repay it and there go from. You can make use of our short-term loan calculator to find down just how much yours will definitely cost before you use.
If you choose to just do it, all of us will execute credit and affordability checks to ensure that you are able the repayments centered on your credit score, income, and outgoings. Never panic вЂ“ a less-than-perfect credit history will not immediately rule you down.
If we state yes, we will concur all your valuable loan expenses upfront, then gather repayments automatically. You are able to handle your loan on line through our customer that is handy portal.
It is possible to check out our FAQs or contact our friendly group in the event that you have actually any longer concerns.
Is just a short-term loan right for me personally?
Any decision you create together with your money should be the best one for you personally. You can find occasions each time a short-term loan is probably not the option that is best.
Short-term loans normally have greater repayments than long-lasting loans while you’re repaying your debts faster. This will mean you are going to pay less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is perhaps perhaps not a smart idea to obtain a short-term loan to cover down another financial obligation. Dealing with more debt might make your circumstances even worse. In the event that you feel as you’re struggling you will get free advice from National Debtline, StepChange or The cash guidance Service.
Do we be eligible for a short-term loan?
We want to make fast and loans that are easy to as many individuals that you can. It is possible to submit an application for certainly one of our short-term loans if:
- You are over 18 years old
- You reside in the united kingdom and can provide target details
- You are currently working
- You’ve got a legitimate current email address and cellular phone quantity
- You can easily provide bank account and debit card details
Your odds of being qualified is determined by your position. We review every application separately to ensure we provide responsibly and provide you with that loan that actually works for you.
Simply how much could I borrow?
You can easily submit an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.
If you’d like a greater amount вЂ“ for significant house improvements or a marriage, for instance – you are able to make an application for a long-lasting loan as high as ВЈ4,000.
Just how do short-term loan repayments work?
You can expect repayment durations of three, six and nine months on our loans that are short-term on simply how much you borrow.
We will gather repayments immediately for an agreed date. This is through Direct Debit and will save the effort of remembering to help make payments вЂ“ or even the stress of forgetting. You can easily talk to us about organizing a different repayment technique if you would choose.
We recognize that things change. You might never be charged charges for missed or late repayments but dropping behind could influence your credit rating. If you believe you may not have the ability to make a payment, for whatever reason, please get in contact at the earliest opportunity.
Our friendly group will talk you during your choices which help place a brand new plan together.
Any kind of fees to be concerned about?
We do not charge any concealed or fees that are extra. Some brief loan loan providers do, causing you to be with additional to pay for as well as less possibility of doing this. We keep things easy.
What exactly is the attention rate for a Dot Dot short-term loan?
Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You may possibly see other short-term loan loan providers providing adjustable interest levels, this means they may be able go up and down from every month. These could be riskier. You might have the ability to pay the initial price, this expense could increase and then leave you away from pocket.
With this fixed interest, you are going to constantly understand precisely in which you stay and exactly how much to spending plan.
Submit an application for a short-term loan with Dot Dot
Has an urgent situation left you in a good spot economically? Are numerous expenses turning up at the same time? Whatever your circumstances, our fast and loans that are easy end up being the response.
Apply today utilizing our loan that is short-term calculator. Select just how much you intend to borrow and just how long you would like to repay it, then look at the loan works in your favor. If it can, pick apply now to carry on together with your application and fill in several personal statistics.
We will make contact with you at the earliest opportunity, then go on it after that. Simple.