Texas Credit Union serving San Antonio, Austin, Dallas, Corpus Christi and much more.

Texas Credit Union serving San Antonio, Austin, Dallas, Corpus Christi and much more.

Your questions, answered

We’ve collected a few of the most usually expected questions regarding our loan services and products, and grouped them by subject making it easier to help you access the data you need to make informed financial choices.


RBFCU loans are evaluated in-house at both our Austin and San Antonio head office.

You have to make your very first automobile re re payment on its initial due date. From then on re re payment happens to be made, call our Collections Team at 1-800-580-3300.

To look at and then make re payments in your loan that is RBFCU. Check in to your web bank account. 2. Under the “View Accounts” tab, review the 10-day and 15-day amounts that are payoff. 3. click the three dots that are vertical to the specified loan under the “Loans” section. 4. Through the “I Want To…” menu, choose “Make Payment.” 5. On the “Transfer Funds” screen, complete the desired information. 6. Click “Next.” 7. Review the given information for precision. 8. Click “Submit.”

To secure financing with RBFCU, account is necessary. Then complete the membership application later, you may access our non-member loan application if you would like to complete your loan application right Indiana online installment loans away.

RBFCU doesn’t constantly need a advance payment for automobile financing. Whether you will need to make an advance payment will|payment that is down depend on your specific situation, including loan quantity, loan term and credit score.

RBFCU will not charge application charges, but the taxes are collected by us needed by each state.

There are not any fees that are additional complete your RBFCU application for the loan through the dealership. It is just a convenience that is additional we have worked with your favored Dealers to give our people. We also give you the exact exact same low price as you would receive for completing an online loan application if you apply at the dealer.

To report a potential loan servicing error, give us a call at 1-800-580-3300, press choice 3 and stick to the menu choices to reach the buyer Lending Center or check in to your on line bank account and deliver us a safe message.

There are many methods for you to subscribe to automated re re re payments. The simplest is always to allow your financing expert understand while finalizing your loan deal. Nevertheless, you might also e mail us at 1-800-580-3300 or by delivering a message that is secure your internet bank account to demand automatic re re payments from an RBFCU account or from another organization.

For consumer loans, you should check your loan status by signing directly into your web account, then choosing “Application Status” from the menu that is next. You can even phone our Consumer Lending Center at 1-800-580-3300, press choice 3 twice or visit your nearest branch.

For the business or mortgage loan, please keep in touch with your loan officer with regards to your loan status.

Your financing professional allow you to know if your loan is preparing to be finalized and just just just what last actions are needed. With respect to the form of loan, you are in a position to finish all finalization having a signature that is electronic at the dealership for automobile financing.

Papers needing your signature is delivered to you by mail, e-mail, DocuSign (a way of electronically acquiring your signature) or fax.

For self-employed people, RBFCU will demand your complete tax statements for the previous couple of years. Additionally, we will must know if any IRS extensions had been required and given. In many situations, just “net” income is supposed to be considered when self-employed.

Day all consumer loan and credit card applications submitted to RBFCU are reviewed within one business.

Day a decision will be made on your loan application and you will be notified typically within one business. RBFCU members can additionally always check their loan’s status by signing directly into their online banking account.

A financing professional will contact you within one company day of the application. You are able to check always your loan status by signing directly into your internet checking account or the RBFCU Cellphone software.

Papers needing your signature may be delivered to you by mail, e-mail, DocuSign (a way of electronically getting your signature) or fax. We are going to alert you if any papers must be mailed straight back to us with exclusive signatures.

“Next Steps” are paperwork needed (paystubs, notarized papers, etc.) to make certain most of us have the information and knowledge necessary to process your loan. They will be taken off your loan status web web web page as you complete them. Most of the time, you are able to deliver a safe message with the desired information. If original documents or papers are required, you could bring them to a branch location or may keep in touch with your financing expert specifics that are regarding.

Paper games will soon be mailed within 10 company times into the target on file, and distribution time is situated upon U.S. Postal Service timelines with regards to the target. For a digital lien name (also called ELT), the lien would be released through the state’s documents within 3 to 5 company times and mailed to the address on file. If relevant, the Texas Department of Motor Vehicles (DMV) will create your paper mail and title it to your target on file because of the DMV. For Texas games, in the event the loan ended up being finalized on or after Oct. 21, 2016, your name is an ELT. In case your loan had been finalized ahead of Oct. 21, 2016, your name is paper. For out-of-state titles, call or content us for lots more details.